The deal pays for monitoring, not the business
Every deal closed through Mazaoverse budgets for monitoring. That budget pays for the Harvest subscription and, if the business wants one, a Relationship Manager who does the reporting work in Check In.
A three-way exchange
Business
Gets funded and stays on the Harvest tier (KES 15,000/month), paid from the deal's M&E budget. It can do its own monitoring in Check In, or let an RM do it so it can focus on running the business.
Expert RM
Paid a monthly retainer from the M&E allocation. Prepares quarterly reports, tracks milestones and flags problems early, all inside Check In.
Investor
Receives standardised, Harvest Index–tracked quarterly reports and early warnings, with no chasing and no inconsistent formats.
What it costs
Per funded business. Both totals fit inside the usual 2–5% monitoring allocation.
| Item | Monthly | Annual | Paid from |
|---|---|---|---|
| Harvest subscription | KES 15,000 | KES 180,000 | M&E allocation |
| RM retainer, Tier 1 (basic M&E) | KES 30,000 | KES 360,000 | M&E allocation |
| RM retainer, Tier 2 (capacity building) | KES 50,000 | KES 600,000 | M&E / TA allocation |
| Total, Tier 1 | KES 45,000 | KES 540,000 | 1.8% of a KES 30M deal |
| Total, Tier 2 | KES 65,000 | KES 780,000 | 2.6% of a KES 30M deal |
Businesses that monitor themselves pay only the Harvest subscription.
Cost calculator
Typical monitoring budgets
Investors already set this money aside. Check In makes it go further.
| Investor type | Typical allocation | KES 30M deal | KES 50M deal |
|---|---|---|---|
| DFIs (AECF, FSD, GIZ) | 3–5% | KES 900K–1.5M | KES 1.5M–2.5M |
| Impact PE (DOB Equity, AgDevCo) | 2–4% | KES 600K–1.2M | KES 1M–2M |
| Angel / VC | 1–2% | KES 300K–600K | KES 500K–1M |
| Blended / concessional | 5–10% | KES 1.5M–3M | KES 2.5M–5M |
Tier 1 · Basic M&E
- Quarterly reports, milestone tracking, alerts
- About 6–10 hours a month per business
- An RM can manage 8–12 businesses at once
Tier 2 · Capacity building
- Everything in Tier 1, plus governance, finance and operations coaching
- About 15–25 hours a month per business
- An RM can manage 4–6 businesses at once
The standard monitoring clause
As a condition of funding, the business stays on the Mazaoverse Harvest tier for the monitoring period and reports through Check In. Monitoring costs, including any Relationship Manager retainer, are paid from the M&E allocation in this agreement.
Mazaoverse drafts this as part of the deal structuring it already provides.
How the money moves
- Step 1The deal closes and the investor sends the funding to the business.
- Step 2The M&E allocation is ring-fenced inside the deal.
- Step 3The monthly Harvest subscription and RM retainer are paid from that allocation.
- Step 4The RM reports every quarter through Check In, and the investor reads them in the investor view.
For investors
We don't just help you find deals. We help you protect them. Every business we fund comes with a dedicated Relationship Manager and a live monitoring dashboard, paid from the deal's M&E budget, not from your running costs. You get standardised quarterly reports, early warning signals and a single portfolio view across all your Mazaoverse deals.
